Stratford Mortgage Broker

Welcome to The Mortgage Wellness Group

Click for the BBB Business Review of this Mortgage Brokers in Stratford ON

Mortgages for people with current and past credit difficulties
Being in the business over 15 years I have seen many people struggle to get financing through the regular channels. I will take a look at your entire financial picture and assess the best way to proceed. I have strong relationships with hundreds of Canadian non - bank lenders including individual private lenders, private investment companies, finance and trust Companies.

What to expect
Typically if you do not qualify for a bank mortgage I would determine if we could get you approved through a finance or trust company. Generally for a purchase or refinance I can get up to as much as 80% of the purchase price/appraised value. The rates are slightly higher from 4.5%-5.5% range. A 1% lender fee is deducted off the loan amount and a term of 1-3 years is possible until you can get your credit back on track.

Extremely difficult credit situations

I can get up to 80% of the purchase price or appraised value in most locations in Ontario and Provinces across Canada. Rates and fees are higher based on each individual situation. Most lenders prefer a minimum value of $100,000 and will cut back the loan amount in more remote rural areas or lower populated locations. Its is best to email me with the mls listing # or address so I can ensure I have private lenders to consider.

QUICK LINKS to apply for a Mortgage ONLINE
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Toll Free: (866) 592-0516 Fax: (866) 407-5702 EMAIL Mailing Address: 321-356 Ontario Street, Stratford, ON N5A 7X6